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Aha! Moments Sometimes, you have an “aha” moment that changes everything. It’s like a light bulb switching on, and suddenly you see something that was right in front of you all along. Once you get it, it makes perfect sense. In fact, it’s so sensible that you wonder how you never saw it before. Today, …
In this comprehensive guide, we will delve into the world of earning “free” cruises. We will focus on Royal Caribbean’s casino points (since they have a very transparent program), exploring the probabilities, cost, and value of earning “free” cruises and other perks. I’m not really one for casinos. Everytime I’m in Las Vegas, I can’t …
For the last 10 years or so, I’ve tracked every dollar that we spent. There are multiple reasons to do this, of course. For some, it may be about ensuring that you are not overspending your income, or perhaps to ensure that you are hitting savings goals. For me personally, I do it to ensure …
How to Master Your Monthly Budget with Google Sheets Read More »
If there’s one thing that’s been a game-changer in my financial journey, it’s the simple practice of tracking net worth. Few financial metrics are as telling as your net worth. It’s the ultimate scorecard, a single number that encapsulates everything you own minus everything you owe. But here’s the kicker: tracking your net worth isn’t …
Track Your Net Worth Like a Pro: Simple Spreadsheet Tips for Financial Success Read More »